Unlocking investment opportunities via CFS’s Why Me, Why Now session with AHAM Capital experts

The Knowledge Sharing and Communication Committee of the Centre for Foundation Studies (CFS) of Kampar Campus conducted a sharing session titled “Investment: Why Me, Why Now” on 27 November 2024 at UTAR Kampar Campus. The session featured guest speakers from AHAM Capital, Mr Chang Khai Yip and Ms Vivien Lee Ming Tchen and was attended by UTAR staff and students.

Managing Partner at AHAM Capital, Mr Chang, began his segment of the sharing session by outlining how investment assists in four central aspects of contemporary life, namely long-term relationships or married life, raising a family, caring for ageing parents and personal retirement. Mr Chang explained that unit trust investment offers the benefit of financial planning that can lead to shared goals being met in the case of couples within a long-term relationship or marriage, as well as ensuring education and future stability in the case of raising children and sufficient care for elderly family members.

Mr Chang then proceeded to illustrate the role of financial planning in securing one’s own sustainability post-retirement by sharing details of a case study on how proper management of unit trust investment has offered security and financial independence to a client who is a retired senior citizen. Mr Chang ended his segment by reviewing the central role that financial planning plays in enabling individuals to reach their personal and family goals.

The second segment, delivered by Ms Lee, outlined a step-by-step approach to getting started with financial planning. Audience members were encouraged to start by assessing their financial situation and habits by tracking income and expenses, followed by an assessment of investment options based on personal goals. The subsequent steps specified were to consult a licensed and experienced financial advisor, to choose a trusted investment platform registered with the Securities Commission Malaysia, respectively and to review and adjust investments by active monitoring via the chosen platforms.

Ms Lee then alerted the audience on key considerations when investing in unit trusts, including risks involved based on market fluctuations, personal affordability and desired investment period. She reminded the audience to seek out advice from financial planners before investment decisions are made.